Go-Reviews.com  Product Reviews & Buying Guides
Car Insurance Index
About Car Insurance
Car Insurance FAQ's
Affordable Auto Insurance
Affordable Car Insurance
Auto Insurance Definitions
Auto Insurance Questions
Cheap Auto Insurance Tactics
Online Car Insurance
Auto Insurance Quotes
Insurance Quotes
Auto Insurance Quotes
Auto Insurance Online Quote
Auto Insurance Quote Online
Auto Insurance Quote Comparison
Online Auto Insurance Quote
Online Car Insurance Quote
Car Insurance Rates
Bad Credit Car Insurance
Cheap Auto Insurance Online
Cheap Auto Insurance Rates
Cheap Auto Insurance Teenagers
Low Cost Auto Insurance
Online Car Insurance Rates
Car Insurance By Type
Antique Car Insurance
Classic Cars Insurance
Car Collectors Insurance
Car Insurance For Women
Car Insurance Teenagers
Motorcycle Insurance
Rental Car Insurance
RV Insurance
Sports Car Insurance
Student Car Insurance
Car Insurance By Region
Auto Insurance California
California Insurance Company Ratings
Best Auto Insurance California
Car Insurane Chicago
New Jersey Auto Insurance
New York Car Insurance
Texas Car Insurance
Car Insurance Companies
Admiral Car Insurance
Insurance Company Ratings
Progressive Auto Insurance
State Farm Insurance
Tesco Car Insurance
Product Recalls

Auto Insurance Definitions To Help You Get The Best Auto Insurance Coverage For Your Money

If you're shopping for auto insurance, it can get confusing. The first step is to find out the minimum insurance level you must hold under your state laws. Unfortunately every state is different! Still, so that you can understand what the different requirements and options are all about, here's a list of definitions that are often used in auto insurance information.

Bodily Injury

We all know that medical expenses in the US can be very high. If you cause an accident and the other driver is hurt, then bodily injury insurance will keep you protected. It covers the other driver's medical expenses, which means there's no need for the other drive to sue you for medical damages. This type of coverage is very important, because medical expenses can easily damage your finances beyond repair.

Property Damage

If you're at fault in an accident, and the other driver's car needs repairs, then this insurance will cover those costs. Without this coverage, you would have to find the money to pay for the repairs out of your own pocket. That mightn't sound too bad, but what if the car you collide with is an expensive sports car? All of a sudden you could find yourself having to fork out huge sums of money for repairs.

Personal Injury

This type of coverage is designed to protect you in any car accident. It pays some or all of your medical expenses, and also covers your lost wages while you're unable to work. There are also death benefits available under some coverage, which can be paid to your relatives. It covers your medical expenses even if you're found to be at fault.

Uninsured Motorist

Much as we'd like to think that every other driver on the road is carrying the minimum level of insurance, the reality is that there's plenty of uninsured drivers out there. This coverage protects you in an accident that isn't your fault, and where the other drive doesn't have insurance. It will help you to cover costs of repair or replacement of your vehicle, and also your medical costs (apart from the costs covered by your personal injury insurance).


This can be expensive, but you certainly get peace of mind. It covers all accident related costs, no matter who is found to be at fault. It can also be useful in a situation where another driver is at fault, because generally your insurance company will handle all the details of the claim on your behalf. So you won't be left waiting months or even years while you're trying to get costs from the other driver or his insurance company. It often includes cover against vandalism, fire, weather related incidents and theft.


This covers damage to your car if you're found to be at fault in an accident. If the car is completely destroyed, then you're paid cash value for the car. If you hold finance against your vehicle, you will probably find that you need to hold collision damage as well as coverage for any damage caused by your vehicle.

Now that you understand the different types of auto insurance that are available, you will find it easier to find the right coverage for your needs.

For more money saving auto insurance rates please visit TopAutoInsuranceProviders.com located at http://www.topautoinsuranceproviders.com where you will find information on top auto insurance providers like Gieco, GMAc, Hartford, Progressive and 21st Century auto insurance.

Car Insurance Resources


Bookmark and Share