Go-Reviews.com  Product Reviews & Buying Guides
 
GO REVIEWS HOME
BLOG
 
Car Insurance Index
 
About Car Insurance
Car Insurance FAQ's
Affordable Auto Insurance
Affordable Car Insurance
Auto Insurance Definitions
Auto Insurance Questions
Cheap Auto Insurance Tactics
Online Car Insurance
 
Auto Insurance Quotes
Insurance Quotes
Auto Insurance Quotes
Auto Insurance Online Quote
Auto Insurance Quote Online
Auto Insurance Quote Comparison
Online Auto Insurance Quote
Online Car Insurance Quote
 
Car Insurance Rates
Bad Credit Car Insurance
Cheap Auto Insurance Online
Cheap Auto Insurance Rates
Cheap Auto Insurance Teenagers
Low Cost Auto Insurance
Online Car Insurance Rates
 
Car Insurance By Type
Antique Car Insurance
Classic Cars Insurance
Car Collectors Insurance
Car Insurance For Women
Car Insurance Teenagers
Motorcycle Insurance
Rental Car Insurance
RV Insurance
Sports Car Insurance
Student Car Insurance
 
Car Insurance By Region
Auto Insurance California
California Insurance Company Ratings
Best Auto Insurance California
Car Insurane Chicago
New Jersey Auto Insurance
New York Car Insurance
Texas Car Insurance
 
Car Insurance Companies
Admiral Car Insurance
Insurance Company Ratings
Progressive Auto Insurance
State Farm Insurance
Tesco Car Insurance
 
RESOURCES
Product Recalls
Links

Car Insurance For Teenagers


It can be really difficult to share your teenager's enthusiasm when they are ready to start driving. For them, it s exciting and fun. For you, it s a knuckle-biting time full of worry about their safety and your bank account.

It's important to plan for car insurance before your child actually starts driving. Unfortunately, it is going to cost your quite a bit more to insure your teenage driver. However, you can try to contain those costs while still making sure your child is protected:

  • Start by comparison shopping. Get a quote from your current auto insurance company, and at least two or three other companies.
  • If you plan to buy your child a car, a new sporty vehicle will cost considerably more to insure than an older, safer used auto.
  • If you have multiple vehicles ask your insurance company to list your teenager as the driver on only one of your vehicles -- preferably the oldest and least expensive one. Of course that is the vehicle your teenage needs to drive.
  • Talk to your teenager about the financial importance of good grades. Many insurers offer good student discounts.

It's not a good idea to reduce the limits of liability on your teenage driver, just to save some money. Teenage drivers are among the highest risk drivers on the road. If they cause an accident, you'll be responsible for the difference between the limits on the policy and the actual damages.

If your child can keep a clean, accident-free driving record they will eventually be rewarded with lower rates. And you will be rewarded with peace of mind.

If your child can keep a clean, accident-free driving record they will eventually be rewarded with lower rates. And you will be rewarded with peace of mind.

Scott Lunt is a freelance writer with over 15 years experience writing insurance-related articles. You can find more tips on saving on car, home, life, health and long-term care insurance at LowerYourInsurance.com.


Cheap Car Insurance For Teens How To Keep The Rates Down

By: Gavin Bloom -

The teenager shopping for car insurance is at a decided disadvantage. Car insurance rates are based on age and driving experience as well as driving record. The best way for teenage drivers to work their way into better rates is stay on their parents policy in order to gain driving experience and a driving record. There is a good chance that after three years and a clean driving record that a preferred policy from the parent s insurance company can then be issued on the teen drivers that want to have their own car and pay for their own insurance. There are numerous discounts for the young driver today. Drivers training education is the most common discount. The drivers training course normally consist of 30 hours of driving with an authorized instructor along with 6 hours of classroom work. Some companies give discounts for good students that carry a 3.0 grade point average in high school or college. There is also a resident student discount available by some insurance companies. The student has to live over 100 miles away from home to receive this discount.

Age Rating Tiers Most insurance companies have age rating tiers on young drivers. The ages from 16 to 21 is one tier and the rates are the highest in this time period. The next age tier begins at age 21 and ends at age 25. The rates drop significantly at age 21 and again at age 25.

Vehicles Make a Difference The younger the driver the higher the rate. The rates are very high for young drivers on newer vehicles that require collision and comprehensive coverage. Older vehicles that only require liability coverage as a minimum state requirement is one way to cut costs for the teen driver. Utility vehicles like pick-up trucks receive a small discount and the teen driver can take advantage of that discount also. The teen driver needs to stay away from high performance vehicles and sports cars because the rates will be very high and these cars may not qualify for standard car insurance.

View our recommended source for Car Insurance Quote Home Owners Insurance Affordable Health Insurance

Car Insurance Resources

 

 
Bookmark and Share

GET LATEST PRODUCT REVIEWS
AND BUYING GUIDES BY EMAIL

Email:
Name: