Burn Rubber, Not Your Pocket - 5 Tips for Lower Sports Car Insurance
Car insurance usually varies directly with the performance of your
car so if yours is a nippy sports car then your insurance premium
will be one of the main costs. Your sports car may be your ultimate
status symbol but along with high miles per gallon and original
cost of the car, the high insurance premium means this status comes
at a cost.
Speed, or rather excessive speed, is the main cause of driving
accidents and since sports cars can go faster than any other vehicle
on the road insurance companies are keen to cover themselves by
offering high premiums to sports car owners. So what can the sports
car lover do to ensure his passion doesn't leave him bankrupt? Below
are 5 top tips to getting as low a rate as possible:
- For several reasons having a low credit rating will encourage
the insurance companies to offer you a lower insurance rate for
your sports car. If you can't be trusted with money, you won't
be trusted behind the wheel of a 200mph killing machine.
- Pack your sports car with as many extra safety features as possible.
Although this will mean an increased up-front cost on the purchase
of your car, it will certainly impress the insurance providers.
- It goes without saying that a clean driving record will mean
a lower premium. If you've got a history of speeding tickets and
accident claims, expect to break the bank when it comes to getting
your sports car insured.
- Before making any purchase it's very important to do research.
This becomes even more prevalent when it comes to car insurance
as quotes can vary wildly from one company to the next. The internet
is a great tool for doing this and there are sites available that
will take your details and do all the comparisons and research
- Consider taking out quite a high excess if you can afford it.
If you are a safe driver this should not become a problem and
will almost certainly mean a lower monthly rate.
Having a sports car affords its owner a sense of luxury and prestige
but if it becomes hugely expensive to run then it may begin to feel
like more of a burden. With fuel costs rising every day, it is very
important to find as low an insurance deal as possible for your
pride and joy.
Andrew McNaught has been a keen sports car enthusiast since he
was young. He is now a respected webmaster and owner of http://www.sports-car-world.info
which provides informative articles on all aspects of the sports
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