Go-Reviews.com  Product Reviews & Buying Guides
 
GO REVIEWS HOME
BLOG
 
Credit Management Home
 
About Credit
Building A Credit History
Credit Information
Identity Theft
 
 
Credit Checks
Free Government Credit Check
Business Credit Check
Free Credit Score Check
 
 
Credit Scores & Rating
Free Credit Score Online
 
 
Credit Reports
3 In 1 Credit Report
Annual Free Credit Report Online
Cheap Credit Reports
Clean Credit Report
Credit Report Canada Free
Experian Free Credit Report
Free 3 in 1 Credit Report
Free Anuual Credit Report Online
Free Credit Report & Credit Score
Free Credit Report Without A Credit Card
Free Government Credit Report
Freezing Your Credit Report
Understanding Annual Credit Reports
 
 
Loans
Business Cash Loans
Car Title Loans
Cash Advance
Cash Loan
Check Loan UK
No Credit Check Auto Loan
No Credit Check Long Term Personal Loan
No Credit Check Tenant Loan
Nursing College Loan
Student Loans
Student Loan Consolidation
 
 
Bad Credit Loans
Bad Credit Computer Financing
Bad Credit Credit Card
Bad Credit Home Loan
Bad Credit Loan
Bad Credit Payday Loan

Very Bad Credit Unsecured Loans

 
 
Credit Repair
Bad Credit Report Repair
Credit Repair
 
 
Credit Cards
Chase Credit Cards
Credit Card Offers
Online Credit Cards
Secured Credit Cards
Student Credit Cards
 
 
Credit Services
Credit Check Collection Agency
 
 
 
RESOURCES
Product Recalls
Links

Bad Credit Report Repair


 

Every aspect of your life can be adversely affected by a bad credit report. Having a low credit score means you will not qualify for low interest credit cards or for car and mortgage loans.

However, getting out of debt and fixing your damaged credit report is not as hard as you might think. You may be able to do so without the assistance of credit counselors or money managers who will try to take more money from you with their debt consolidation plans.

The temptation to seek the services of credit repair companies is very strong to those with bad credit. They way they advertise can look very promising for those who are desperate enough to need their service. However, everything they can do for you to repair your credit you can do yourself for little or no cost. You do not need to pay their fees to fix your credit report.

Depending on the accuracy of the negative information on your credit report, there are easy steps you can follow to repair it. If the negative information is accurate, the only thing you can do is to wait. Only time will remove that information from your credit report. In the mean time, you need to pay all your bills on time because late payments will adversely affect your credit score even more. You will also need to establish responsible spending habits to prevent any going into further debt.

If the negative information in your credit report is inaccurate, you will need to send a written request to the consumer reporting company to investigate the items in question. By law, they must investigate your claim within 30 days, unless they believe that the claim is frivolous. There are many advertisements claiming to legally erase your bad credit report. They can do this for you for a substantial fee. Again, anything they can do legally you can do as well. Save your money, and do the work yourself.

 

Credit Resources

Manage My Credit - a website devoted to providing advice on managing your credit and debt

 

 
Bookmark and Share

GET LATEST PRODUCT REVIEWS
AND BUYING GUIDES BY EMAIL

Email:
Name: