GO REVIEWS HOME
BLOG
 
Credit Management Home
 
About Credit
Building A Credit History
Credit Information
Identity Theft
 
 
Credit Checks
Free Government Credit Check
Business Credit Check
Free Credit Score Check
 
 
Credit Scores & Rating
Free Credit Score Online
 
 
Credit Reports
3 In 1 Credit Report
Annual Free Credit Report Online
Cheap Credit Reports
Clean Credit Report
Credit Report Canada Free
Experian Free Credit Report
Free 3 in 1 Credit Report
Free Anuual Credit Report Online
Free Credit Report & Credit Score
Free Credit Report Without A Credit Card
Free Government Credit Report
Freezing Your Credit Report
Understanding Annual Credit Reports
 
 
Loans
Business Cash Loans
Car Title Loans
Cash Advance
Cash Loan
Check Loan UK
No Credit Check Auto Loan
No Credit Check Long Term Personal Loan
No Credit Check Tenant Loan
Nursing College Loan
Student Loans
Student Loan Consolidation
 
 
Bad Credit Loans
Bad Credit Computer Financing
Bad Credit Credit Card
Bad Credit Home Loan
Bad Credit Loan
Bad Credit Payday Loan

Very Bad Credit Unsecured Loans

 
 
Credit Repair
Bad Credit Report Repair
Credit Repair
 
 
Credit Cards
Chase Credit Cards
Credit Card Offers
Online Credit Cards
Secured Credit Cards
Student Credit Cards
 
 
Credit Services
Credit Check Collection Agency
 
 
 
RESOURCES
Product Recalls
Links

Skyrocketing Savings With A 0 Apr Credit Card

Every working individual has their own priorities to think of. Some are thinking about the mortgage they have availed when they have purchased their present residence. Others are prioritizing the education of their children through availing educational plans. These are priorities in which they need to invest a portion of their salary.

Despite of differences in terms of setting their own priorities, every working individual is bounded by a common goal-and that is, to save money from their salary, which they can use to fund other important things aside from their everyday living.

With prices of commodities increasing nowadays, it is quite hard for every ordinary working individual to budget their salary for various needs. In fact, there are instances wherein they have work other than their regular job to keep up with the increasing prices of commodities and other essential needs.

There are many ways of saving money from your meager salary. You may switch to brands that are quite cheaper from the previous brand that you are using. You may also cut back on the quantity of goods that you have previously purchased. If you tend to buy 5 dozens of eggs for $4.50 per dozen, for instance, you may save a lot if you will just buy 2 dozens of eggs, that is $8.00. You have save some $14.50, which you can use on other expenditures.

If you are planning to get credit cards for your future purchases (if your cash is really not enough), you can save substantial amounts of money by getting 0 percent APR credit cards. Different credit card companies also need to cope up with the change in market conditions, and in order to attract more clients, expect that the 0 percent APR credit card always comes along with their offerings.

Definitely, a 0 percent APR (annual percentage rate) credit card lets you pay the amount that you have actually borrowed from the credit card company, with no additional charges. In other words, if your credit card's monthly credit limit is $1,000 and it is at 0 percent interest, you will just pay the total amount without any additional charges.

With 0 percent APR credit cards, you will be able to save substantial amounts of money out of interest rate payments. However, in order to qualify for this kind of credit card offering, you need to consider several things first.

  1. Individuals who qualify for 0 percent APR credit card are those who possess good credit standings. Individuals with good credit standings are considered by credit card companies as "low risk consumers". Thus, you need to check first your credit report and clear any bad credit so that you will be able to qualify for 0 percent APR credit card. By the way, you are entitled to 1 free credit report every year.
  2. Once you have now a clean credit report, you may now apply for a credit card without doubt.

There are two ways that you can get your 0 percent APR credit card.

  1. If you have credit cards at present, you may ask if they can convert your account into 0 APR credit. In most cases, you will be given 0 APR credit for a period of 6 months to a year. Before the term ends, you may set up the 0 APR credit on a different card and transfer the remaining balance.
  2. You may open new credit cards that offers 0 APR. However, this is usually an "introductory offer", thus you will switch to a higher APR after a certain period of time (usually from 6 months to a year).

Your salary is your hard-earned money. Take the opportunity of getting 0 APR credit cards and save your hard-earned money for your future.

 

Credit Resources

Manage My Credit - a website devoted to providing advice on managing your credit and debt

 

 
Bookmark and Share

GET LATEST PRODUCT REVIEWS
AND BUYING GUIDES BY EMAIL

Email:
Name: